Getting into your new home is
easier than you’d ever imagine.
At Commodore Homes, we have all the tools to get you into your new home. From easy and accessible home loans, to savings plans and guarantor options, our team will work with you to find the best options for financing your new home.* Take a took at just some of the ways Commodore Homes can help you.
Keystart – Affordable, low deposit home loans.
If you’re having a tough time saving for your deposit, Keystart may be the solution. If you qualify, Keystart Home Loans only require a 2% deposit which is not required to come from genuine savings. If you’re are a first home buyer in some instances the 10,000 First Home Owner Grant could be used to cover the entire minimum deposit and purchase costs. There is also no lenders mortgage insurance and no ongoing monthly account keeping fees. And with repayments of only $50 per week during the construction period, Keystart makes home ownership affordable for everyone.
First Home Owner Grant
Great news! If you’re about to build or buy your first home, you could be eligible for the First Home Owners Grant (FHOG). The FHOG is a $10,000 cash subsidy from the WA State Government that assists first home owners into their first home.
To learn more about the $10,000 FHOG, and find out if you’re eligible, contact us today!*
Our own finance team ready to help you.
At Commodore Homes, you have the expertise at The Loan Company to help assist you with finding the right options to get into your own home. Their highly qualified team has the know-how to cater for all types of financial circumstances and help you find the very best deal.*
Loans that work for YOU.
Using state-of-the-art analytical software to compare thousands of finance products every day, The Loan Company searches high and low to find you the best product at the best rate. As part of the BGC group, you’ll also have access to a range of home loan options.*
No savings? No problem!
At Commodore Homes, we understand just how hard it can be saving for a deposit. Luckily, with a little help from our home construction finance specialists, The Loan Company, you can get started with little to no savings.
The Loan Company will also ensure you get your hands on all the Government stamp duty concessions you are entitled to. They’ll even help you access the First Home Owners Grant!*
Approvals made easy
Dealing directly with land developers and builders, The Loan Company does the hard work for you. You benefit from a faster, more efficient approval process.*
If saving is something you struggle with, we have a plan. In fact, it’s that good, we call it our Super Saver Plan. The Super Saver Plan is a tailored savings program built around your current income and expenses. Under the guidance of your own personal Finance Coach, we’ll help you take control of your finances and get you into your new home sooner.*
Guarantor Home Loan
As a young person, approval of your home loan often relies on a bit of help from your parents – usually in the form of cash. But there is another way! A number of products now allow you to use the equity from your parents’ current home as security against your new one. This not only reduces the amount of deposit required but also reduces the mortgage insurance you’ll have to pay.*
Imagine if you could get your parents to help you with your deposit without having to put their own home at risk? Thanks to an Australian first in Parent Assist, now you can!
With Parent Assist, your parents can lend you your deposit at half the interest rate of your mortgage. You’ll still qualify for the First Home Owner Grant and stamp duty concessions if eligible, all while saving on mortgage insurance.*
*Finance provided by Harrisdale Pty Ltd trading as The Loan Company ABN 59 088 462 140 (Australian Credit Licence Number 386355)
Ensure your name’s on the title with Simply Settlements.
When it comes to owning your own home, one important part you don’t want to overlook is the conveyancing. Conveyancing makes sure the home is legally yours and the team at Simply Settlements has been doing just that for over 20 years. They know the process inside-out and can efficiently manage the transaction of your new home with exceptional customer service.^
^Licensed Settlement Agent – Daglish Holdings Pty Ltd trading as Simply Settlements (Licence number is SA882) (Australian Credit Licence Number 386355)
Like to Know More?
To start your Commodore Home dream today, use our Loan Calculator to find out how much you can borrow, or contact one of our sales representatives