Affordable, low deposit home loans.
If you’re having a tough time saving for your deposit, Keystart may be the solution. If you qualify, the Keystart Home Loan requires just a 2% deposit (made up of 1% genuine savings) and comes with no lenders mortgage insurance and no ongoing monthly account keeping fees. And with repayments of only $50 per week during the construction period, Keystart makes home ownership affordable for everyone.
First Home Owner Grant
Great news! If you’re about to build or buy your first home, you could be eligible for the First Home Owners Grant (FHOG). The FHOG is a $10,000 cash subsidy from the WA State Government that assists first home owners into their first home.
To learn more about the $10,000 FHOG, and find out if you’re eligible, contact us today!
No savings? No problem!
At Commodore Homes, we understand just how hard it can be saving for a deposit.
Luckily, with a little help from our home construction finance specialists, The Loan Company*, you can get started with little to no savings.
The Loan Company* will also ensure you get your hands on all the Government stamp duty concessions you are entitled to. They’ll even help you access the First Home Owners Grant!
Approvals made easy
Dealing directly with land developers and builders, The Loan Company* does the hard work for you. You benefit from a faster, more efficient approval process.
Loans that work for YOU.
Using state-of-the-art analytical software to compare thousands of finance products every day, The Loan Company* searches high and low to find you the best product at the best rate. As part of the BGC group, you’ll also have access to a range of exclusive home loan options.
Your name on the title.
When it comes to owning your own home, one important part you don’t want to overlook is the conveyancing. Conveyancing makes sure the home is legally yours and the team at Simply Settlements has been doing just that for over 20 years. They know the process inside-out and can efficiently manage the transaction of your new home with exceptional customer service.
If saving is something you struggle with, we have a plan. In fact, it’s that good, we call it our Super Saver Plan. The Super Saver Plan is a tailored savings program built around your current income and expenses. Under the guidance of your own personal Finance Coach, we’ll help you take control of your finances and get you into your new home sooner.
Guarantor Home Loan
As a young person, approval of your home loan often relies on a bit of help from your parents – usually in the form of cash. But there is another way! A number of products now allow you to use the equity from your parents’ current home as security against your new one. This not only reduces the amount of deposit required but also reduces the mortgage insurance you’ll have to pay.
Imagine if you could get your parents to help you with your deposit without having to put their own home at risk? Thanks to an Australian first in Parent Assist, now you can!
With Parent Assist, your parents can lend you your deposit at half the interest rate of your mortgage. You’ll still qualify for the First Home Owner Grant and stamp duty concessions, all while saving on mortgage insurance.
*Finance provided by Harrisdale Pty Ltd t/as The Loan Company (Australian Credit License No 386355).